Insurance Law & Compliances

The insurance sector in India is governed by the Insurance Act, 1938, the IRDAI Act, 1999, and a comprehensive set of regulations issued by the Insurance Regulatory and Development Authority of India (IRDAI). This framework ensures policyholder protection, market stability, and regulated growth of insurance distribution and underwriting activities. We advise stakeholders across the insurance ecosystem, including life and general insurers, insurance brokers, web aggregators, corporate agents, POSP (Point of Sales Person) networks, and InsurTech platforms, on regulatory, licensing, and transactional matters. Our practice covers the full insurance lifecycle—from product design and IRDAI approval to distribution structuring and claims management—as well as dispute resolution before consumer forums and the Insurance Ombudsman. We also represent policyholders in complex claim repudiation matters and insurance litigation.