Marine Insurance

Marine insurance is the foundation of global shipping and international trade, providing financial protection against the numerous risks associated with maritime operations. From vessel damage and cargo loss to collisions, pollution incidents, crew liabilities, and third-party claims, marine insurance ensures that maritime stakeholders can operate with confidence while mitigating substantial financial exposure. Governed by the Marine Insurance Act, 1963 and international maritime practices, marine insurance encompasses a wide range of coverages including Hull&Machinery (H&M) Insurance, Cargo Insurance, Freight Insurance, and Protection&Indemnity (P&I) Insurance. Coverage disputes often arise concerning policy interpretation, disclosure obligations, breach of warranties, insurable interest, causation, exclusions, and claim valuation, making specialist legal guidance essential. Our maritime insurance team advises shipowners, operators, charterers, cargo owners, logistics providers, insurers, reinsurers, brokers, and P&I Clubs on policy drafting, coverage disputes, claim recovery, subrogation actions, and insurance litigation. We help clients maximize recoveries while protecting their legal and commercial interests throughout the claims process.