Loan Agreements

Drafting and negotiating ship loan and facility agreements — secured lending, covenants, security packages and syndication.

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PAN India
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Overview

Understanding Loan Agreements

The acquisition, construction, operation, and expansion of vessels require significant capital investment, making maritime finance a critical component of the shipping industry. Whether financing a vessel purchase, fleet expansion, offshore project, shipbuilding program, or refinancing existing debt, properly structured loan documentation is essential to protect both lenders and borrowers while ensuring commercial viability. Maritime financing transactions involve complex security arrangements, including ship mortgages, assignments of earnings, charter hire assignments, insurance assignments, account pledges, corporate guarantees, and cross-border enforcement mechanisms. Poorly drafted finance documents can expose parties to substantial legal, operational, and financial risks, particularly during defaults, restructurings, or vessel enforcement actions. Our maritime finance team advises banks, financial institutions, shipowners, operators, investors, leasing companies, and maritime businesses on structuring, negotiating, documenting, and enforcing vessel finance transactions. We provide end-to-end legal support for domestic and international shipping finance arrangements, ensuring regulatory compliance and commercial certainty.
What We Cover

Key Highlights

Secure and Bankable Maritime Financing Structures
Strong Protection for Lenders and Borrowers
Comprehensive Vessel Security Documentation
Reduced Financial and Enforcement Risks
Expertise in Cross-Border Maritime Finance
Efficient Syndicated and Club Deal Structuring
Regulatory and Compliance-Focused Solutions
End-to-End Maritime Finance Advisory
Our Process

How We Help You

A straightforward, transparent path from first call to resolution.

1Term Sheet

Agree amount, tenor, pricing, security and covenants.

2Documentation

Draft the facility agreement and the security suite.

3Closing

Conditions precedent, perfection of security and drawdown.

FAQs

Common Questions

Everything you need to know before you begin

Typically a ship mortgage plus assignment of earnings and insurances, account pledges and sometimes share security and guarantees.

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